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The fintech sector, currently representing a small 2% share of global financial services revenue, is estimated to reach $1.5 trillion in annual revenue by 2030, reaching the 25% of the total banking valuations. With the new #FIDA Regulation, European opening banking and digital financial services will certainly have an opportunity to scale up and grow in the upcoming years. In this second article, Lighthouse Europe explains in a nutshell the content of the regulation and gives a short analysis of its interplay with other EU pieces of legislation.
- 2023 September
The review of the PSD2 and the new PSR could make the smart and digital payments sector even more competitive in Europe, especially among SME. Open banking is already the future in the European market, but it could become a certainty. What would be the main impacts on consumers and banks?
